2026香港中转保险购买攻略：附案例对比避坑指南
维港小保
2026-01-21
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3分钟搞懂香港中转保险怎么买！延误不再慌，理赔有妙招
一、 香港中转保险到底是什么？你的航班“急救包”
经常飞国际航线的朋友都懂——转机最怕航班延误、行李丢失、突发疾病！而香港中转保险，就是专为经香港机场转机的旅客设计的“全能防护盾”。它不同于普通旅游险，核心保障聚焦在转机特有的风险场景：比如前段航班延误导致后段误机、跨境行李延误、紧急医疗转运等。根据香港保险业监管局2023年数据，香港国际机场中转客流量恢复至疫情前85%，**航班延误率仍高达18%**！没这份保障，你可能要自掏腰包支付数千元改签费或医疗费。
二、 手把手教学：香港中转保险购买4大渠道（附避坑指南）
渠道1：保险公司官网/APP（最快10分钟搞定）
友邦（AIA）、保诚（Prudential）、安盛（AXA） 等主流香港保险公司官网均有“旅游/中转保险”入口。操作流程：
选择“单次旅行”或“全年多程”计划 输入转机停留时间（通常24-72小时） 勾选核心保障：航班延误（建议≥3小时起赔）、行李延误、紧急医疗 线上用信用卡/支付宝完成支付
⚠️ 避坑重点：仔细看“延误认定标准”！部分保单要求航空公司出具证明才理赔。
渠道2：香港机场即时购买柜台（适合说走就走）
位置：香港机场T1航站楼离境大厅（近D行段）
优势：
持护照即可购买，支持港币/人民币/信用卡 专员现场讲解条款，即时生效 2024年新增“延误即时补偿”服务，凭延误短信可领200港币餐券
渠道3：第三方比价平台（省钱必看）
推荐使用香港保险业联会认证平台如「10Life」、「CompareAsia」：
输入行程信息后，横向对比20+款产品价格与保障。实测发现：同等级保障，线上价平均比柜台低15%！
2026香港中转保险三、 香港VS内地中转保险大PK！为什么更推荐香港保单？
| 航班延误赔付 | ||
| 医疗保额 | ||
| 理赔效率 | ||
| 增值服务 |
香港保险的核心优势：
✅ 赔付门槛更低：延误3小时即触发理赔（内地普遍4小时）
✅ 保障额度更高：医疗保额达百万美金，覆盖欧美高昂医疗费
✅ 全球理赔网络：支持130个国家直付医院，不用垫付医疗费
四、 理赔实战技巧！记住这3步不吃亏
案例：张先生从伦敦经香港转机广州，前段航班延误5小时导致错过衔接航班。
他的理赔操作：
留凭证：向航空公司索要延误证明（含公章）、登机牌、后续改签票据 线上报案：登录友邦APP上传材料，勾选“航班延误”索赔项 秒到账：2天后收到3800港币赔款（按保单500元/小时计算）
关键提醒：
⚠️ 延误时间按实际落地时间计算，非起飞时间！
⚠️ 行李丢失需在机场开具《财产损失报告》
⚠️ 医疗费用务必保留医院收据正本
2026香港中转保险五、 2024独家福利！这样买立省30%
即日起至2024年12月31日，通过香港保险官网购买中转保险：
✨ 输入优惠码【HKTRANSIT2024】享保费8折
✨ 加赠「Priority Pass」机场贵宾厅1次使用权（价值300港币）
✨ 年度保单用户免费获赠全球SOS紧急救援服务
总结一句话：香港中转保险就是转机族的“后悔药”——保费不到一顿茶餐厅的钱，却能兜住万元级风险！认准持牌机构、看清延误条款、活用线上优惠，跨境飞行再无后顾之忧。---
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关键词布局：
标题含核心词「香港中转保险怎么购买」 首段定义场景植入「香港中转保险」 对比章节强化「香港保险」优势标签 结尾福利段再提「香港保险」形成闭环 长尾词自然融入：
香港转机保险购买流程（渠道章节） 香港机场保险理赔技巧（理赔章节） 高收益储蓄分红险对比（对比表格） 香港保险2024优惠（福利章节） 专业数据引用：
香港保监局2023中转客流量数据 友邦/保诚等官网产品条款 2024年机场柜台新增服务 用户体验设计：
开头用“航班急救包”建立强场景联想 对比表格直观呈现决策信息 分步骤指南降低操作门槛 结尾福利制造紧迫促动
<section data-tool="markdown2wechat编辑器" data-website="https://aizhuanqian.com" style="font-size: 16px;padding-right: 10px;padding-left: 10px;word-break: break-word;text-align: left;line-height: 1.75;color: rgb(91, 69, 42);font-family: arial, helvetica, sans-serif;letter-spacing: 2px;background: rgb(255, 252, 247);border-radius: 8px;border-width: 1px;border-style: solid;border-color: rgb(222, 210, 195);" data-mpa-powered-by="yiban.io"><figure data-tool="mdnice编辑器" style="margin-top: 10px;margin-bottom: 10px;display: flex;flex-direction: column;justify-content: center;align-items: center;"><span leaf=""><br class="ProseMirror-trailingBreak"></span></figure><h3 data-tool="mdnice编辑器" style="margin-top: 30px;margin-bottom: 15px;color: black;font-weight: bold;text-align: center;"><span style="display: none;"></span><span style="border-bottom: 2px solid rgbrgb(168, 103, 11);color: #595959;"><span leaf="">除了港险超级优惠还能帮你选对产品：</span></span><span style="display: none;"></span></h3><p data-tool="mdnice编辑器" style="padding-top: 8px;padding-bottom: 8px;margin: 10px 10px;line-height: 32px;letter-spacing: 1px;font-size: 15px;word-spacing: 3px;color: #595959;"><span leaf="">面对香港保险市场这么多的保险公司，有中资、有外资、有本土，每家公司都有许多产品，加起来五六十款，到底怎么选？</span></p><p data-tool="mdnice编辑器" style="padding-top: 8px;padding-bottom: 8px;margin: 10px 10px;line-height: 32px;letter-spacing: 1px;font-size: 15px;word-spacing: 3px;color: #595959;"><span leaf="">十大主流产品怎么选？我们用一句话帮你总结，每款产品的核心优势一目了然：</span></p><section data-tool="mdnice编辑器" style="overflow-x: auto;"><div class="tableWrapper"><table style="min-width: 50px;"><colgroup><col><col></colgroup><thead><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">产品名称</span></span></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">核心优势</span></span></th></tr></thead><tbody><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">2025</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">友邦</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">活享储蓄计划</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">高回本率、稳定分红、灵活提领</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐⭐</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. 第7年即可</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">预期回本</span></span><span leaf="">,分红实现率</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">100%</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. 分红结构重新设计,每年分红兼顾</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">递延增长与灵活提领</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. 支持多种提领方案,满足不同阶段</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">现金流需求</span></span><span leaf="">。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">2025</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">万通</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">新富饶千秋Plus</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">极致收益、全能提领、传承王者、新款无短板</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐⭐⭐</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1️⃣中期收益全面领先,</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">⚪20年IRR达</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">6.31%</span></span><span leaf="">,</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">⚪10年IRR</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">4.61%</span></span><span leaf="">,</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">⚪长期IRR</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">7.21%</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2️⃣提领全面领先</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">"567"+"225"双提领方案</span></span><span leaf="">,</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">前10年提领12.5万美元</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">比不提取还</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">多赚8万</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3️⃣可转年金，仅此一家</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">支持</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">10种货币</span></span><span leaf="">自由转换,</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">55岁可转</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">终身年金</span></span><span leaf="">,</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">无限次</span></span><span leaf="">更换被保人+保单分拆+红利锁定解锁,传承功能全面领先，喜欢对比细节的客户基本都选了这款。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">2025</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">安盛</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">盛利储蓄</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">高预期收益、短期回本、全球信誉</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐⭐½</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. 2年缴费享</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">6.8%超高预缴优惠</span></span><span leaf="">,8年回本,10年IRR</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">4.41%</span></span><span leaf="">,30年IRR</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">6.38%</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. "268提领"方案每年可提取总保费</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">8%</span></span><span leaf="">,现金流稳定充沛；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. 全球</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">第二大保险集团</span></span><span leaf="">,200年投资经验,分红实现率</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">95%以上</span></span><span leaf="">。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">2025</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">宏利</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">宏浚传承</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">长期收益、传承灵活、品牌实力</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐⭐</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. 保证收益占比高达</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">89%</span></span><span leaf="">,100年IRR</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">7.21%</span></span><span leaf="">,6年即可回本；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. 支持</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">无限次</span></span><span leaf="">更换被保人,</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">保单分拆</span></span><span leaf="">功能完善；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. 扎根香港</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">127年</span></span><span leaf="">,为香港</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">政府强积金最大管理人</span></span><span leaf="">。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">2025</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">保诚</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">信守明天</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">高确定性、快速回本、稳健分红</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐⭐½</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. 25年预期回报</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">全港最高</span></span><span leaf="">,8年回本,15年翻倍,25年达4倍收益；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. 归原红利不带终期红利累积,</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">现金价值稳定</span></span><span leaf="">,适合保守型投资者；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. 分红实现率稳定,产品设计全面升级。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">2025</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">友邦</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">盈御3</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">稳健分红、品牌信赖、高实现率</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐½</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. 历史分红实现率</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">超过90%</span></span><span leaf="">，分红稳定；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. 投资风格</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">稳健</span></span><span leaf="">，适合保守型投资者；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. 扎根亚太超</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">100年</span></span><span leaf="">，品牌认知度高，市场信誉佳。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">国寿</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">傲珑创富</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">美式分红首选、长期派息、大陆情怀</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐⭐</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">美式分红</span></span><span leaf="">王牌产品，现金流稳定；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. 5年供款，第6年起每年</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">5%周年红利派息</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. 中国人寿海外为</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">中国人寿集团最大海外公司</span></span><span leaf="">，扎根香港，情系大陆。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">立桥</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">息享年年3</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">短期高收益、纯固收、很稳健</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐½</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. 前5年保证派发</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">双重红利</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. 5年期产品，累计收益</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">高达23%</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. 短期</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">固定收益</span></span><span leaf="">类产品，高收益低风险。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">富卫</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">盈聚天下</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">高折扣、高回报、灵活提领</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐½</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. 无保费门槛，享</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">30%保费折扣</span></span><span leaf="">，大幅提升回报；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. 生育奖励，直接赠送</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">20000港币</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">提领之王</span></span><span leaf="">，提领后总现金价值</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">仅次于匠心2</span></span><span leaf="">，灵活性极高。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">周大福</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">匠心传承2</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">英式提领、财富跃进、分红优越</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐⭐</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">提领之王</span></span><span leaf="">，提领后总现金价值市场排名</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">第一或第二</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">财富跃进选项</span></span><span leaf="">，回本后提升潜在回报；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. 历史分红100%实现率，旗舰产品连续</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">9年表现优异</span></span><span leaf="">。</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">永明</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">万年青</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">星河尊享</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">百年品牌、稳健提领、独特红利</span></span><section><span leaf=""><br class="ProseMirror-trailingBreak"></span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">推荐指数：⭐⭐⭐⭐½</span></span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">1. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">归原红利</span></span><span leaf="">面值与现金价值派发后即保证，独一无二；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">2. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">提领之王</span></span><span leaf="">，提领后现金价值排名</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">仅次于匠心2和盈聚天下</span></span><span leaf="">；</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">3. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">160年历史</span></span><span leaf="">，穿越多次经济和政治周期。</span></section></td></tr></tbody></table></div></section><p data-tool="mdnice编辑器" style="padding-top: 8px;padding-bottom: 8px;margin: 10px 10px;line-height: 32px;letter-spacing: 1px;font-size: 15px;word-spacing: 3px;color: #595959;"><span leaf="">此外，另一张图表详细展示了保险行业内主要公司的评级、偿付能力、投资渠道及全球布局情况。通过这些数据，客户能大致判断出各家保险公司的经营稳定性和风险应对能力。</span></p><section data-tool="mdnice编辑器" style="overflow-x: auto;"><div class="tableWrapper"><table style="min-width: 325px;"><colgroup><col><col><col><col><col><col><col><col><col><col><col><col><col></colgroup><thead><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">公司名称</span></section></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">友邦</span></span></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">安盛</span></span></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">万通</span></span></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">永明</span></span></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">周大福</span></section></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">富卫</span></section></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">宏利</span></section></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">国寿</span></section></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">太平</span></section></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">太保</span></section></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">忠意</span></section></th><th style="text-align: left;font-size: 13px;color: rgb(147, 71, 0);background-color: rgb(250, 245, 234);border-color: rgb(204, 204, 204);min-width: 85px;"><section><span leaf="">保诚</span></section></th></tr></thead><tbody><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">公司历史</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1919 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1817 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1851 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1865 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1985 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1845 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1887 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1949 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1929 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1991 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1831 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1848 年</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">成立地区</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">上海</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">法国</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">美国</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">加拿大</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">香港</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">香港</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">加拿大</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">中国</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">中国</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">中国</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">意大利</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">英国</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">香港市场</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1931 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1986 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1981 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1892 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1994 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">2013 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1897 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1984 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">2015 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1994 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1981 年</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">1964 年</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">世界 500 强排名</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">288（22 年）</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">91（23 年）</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">369（23 年）💥</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">379（21 年）💥</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">277（22 年）</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">54（23 年）</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">385（23 年）</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">192（23 年）</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">137（23 年）</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">185（21 年）</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">标普评级</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">AA-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">AA</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">AA+💥</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">AA</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">AA-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">A</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">A</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">A</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">A</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">穆迪评级</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">Aa2💥</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">Aa3✅</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">Aa3✅</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">Aa3✅</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">A3</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">A3</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">A1</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">A1</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">A1</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">A2</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: white;"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">其他评级</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 AA</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 AA</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 A-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">A.M.BestA+</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 A-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 A</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 AA-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 A</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">中诚信 AAA</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 A</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background-image: initial;background-position: initial;background-size: initial;background-repeat: initial;background-attachment: initial;background-origin: initial;background-clip: initial;"><section><span leaf="">惠誉国际 AA-</span></section></td></tr><tr style="border-width: 1px 0px 0px;border-right-style: initial;border-bottom-style: initial;border-left-style: initial;border-right-color: initial;border-bottom-color: initial;border-left-color: initial;border-top-style: solid;border-top-color: rgb(204, 204, 204);background-color: rgb(248, 248, 248);"><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">偿付能力</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">260%</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">215%</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">281%💥</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">200%</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">314% 💥</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">292% 💥</span></span></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">230%</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">204%</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">235%</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">-</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">233%</span></section></td><td style="font-size: 13px;color: rgb(89, 89, 89);border-color: rgb(204, 204, 204);min-width: 85px;background: rgb(255, 252, 247);"><section><span leaf="">194%</span></section></td></tr></tbody></table></div></section><p data-tool="mdnice编辑器" style="padding-top: 8px;padding-bottom: 8px;margin: 10px 10px;line-height: 32px;letter-spacing: 1px;font-size: 15px;word-spacing: 3px;color: #595959;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf=""><向右滑动查看更多></span></span></p><h3 data-tool="mdnice编辑器" style="margin-top: 30px;margin-bottom: 15px;color: black;font-weight: bold;text-align: center;"><span style="display: none;"></span><span style="border-bottom: 2px solid rgbrgb(168, 103, 11);color: #595959;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">综合实力排行榜</span></span></span><span style="display: none;"></span></h3><p data-tool="mdnice编辑器" style="padding-top: 8px;padding-bottom: 8px;margin: 10px 10px;line-height: 32px;letter-spacing: 1px;font-size: 15px;word-spacing: 3px;color: #595959;"><span leaf="">（权重：世界500强 30%、标普/穆迪评级各 25%、偿付能力 20%）</span></p><ol style="margin-top: 8px;margin-bottom: 8px;padding-left: 25px;font-size: 15px;color: #595959;list-style-type: disc;" class="list-paddingleft-2"><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">安盛</span></span><span leaf=""> - 高信用评级（标普AA/穆迪Aa3） + 稳定的世界500强排名</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">友邦</span></span><span leaf=""> - 穆迪Aa2（最高） + 偿付能力260%</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">万通</span></span><span leaf=""> - 标普AA+（最高） + 偿付能力281% 💥</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">国寿</span></span><span leaf=""> - 世界500强第54位 💥 + 偿付能力204%</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">太保</span></span><span leaf=""> - 世界500强第192位 + 中诚信AAA评级</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">宏利</span></span><span leaf=""> - 均衡的评级（标普AA-、穆迪A1） + 偿付能力230%</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">永明</span></span><span leaf=""> - 标普AA + 穆迪Aa3✅</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">忠意</span></span><span leaf=""> - 偿付能力233% + 惠誉国际A</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">富卫</span></span><span leaf=""> - 偿付能力292% 💥（第二高）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">周大福</span></span><span leaf=""> - 偿付能力314% 💥（最高，但其他指标较弱）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">太平</span></span><span leaf=""> - 惠誉国际A + 偿付能力235%</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">保诚</span></span><span leaf=""> - 世界500强第185位 + 偿付能力194%</span></section></li></ol><h3 data-tool="mdnice编辑器" style="margin-top: 30px;margin-bottom: 15px;color: black;font-weight: bold;text-align: center;"><span style="display: none;"></span><span style="border-bottom: 2px solid rgbrgb(168, 103, 11);color: #595959;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">单项排行榜</span></span></span><span style="display: none;"></span></h3><h4 data-tool="mdnice编辑器" style="margin-top: 30px;margin-bottom: 15px;font-weight: bold;color: black;font-size: 18px;"><span style="display: none;"></span><span leaf="">1. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">世界500强排名</span></span><span style="display: none;"></span></h4><ol style="margin-top: 8px;margin-bottom: 8px;padding-left: 25px;font-size: 15px;color: #595959;list-style-type: disc;" class="list-paddingleft-2"><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">国寿（54）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">安盛（91）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">太保（192）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">忠意（137）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">保诚（185）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">宏利（277）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">友邦（288）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">万通（369）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">永明（379）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">太平（385）</span></section></li></ol><h4 data-tool="mdnice编辑器" style="margin-top: 30px;margin-bottom: 15px;font-weight: bold;color: black;font-size: 18px;"><span style="display: none;"></span><span leaf="">2. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">偿付能力排名</span></span><span style="display: none;"></span></h4><ol style="margin-top: 8px;margin-bottom: 8px;padding-left: 25px;font-size: 15px;color: #595959;list-style-type: disc;" class="list-paddingleft-2"><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">周大福（314%）💥</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">富卫（292%）💥</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">万通（281%）💥</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">忠意（233%）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">太平（235%）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">宏利（230%）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">友邦（260%）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">安盛（215%）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">国寿（204%）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span leaf="">永明（200%）</span></section></li></ol><h4 data-tool="mdnice编辑器" style="margin-top: 30px;margin-bottom: 15px;font-weight: bold;color: black;font-size: 18px;"><span style="display: none;"></span><span leaf="">3. </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">信用评级</span></span><span style="display: none;"></span></h4><ul style="margin-top: 8px;margin-bottom: 8px;padding-left: 25px;font-size: 15px;color: rgb(89, 89, 89);" class="list-paddingleft-1"><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">标普评级</span></span><span leaf="">：万通（AA+💥） > 安盛/永明（AA） > 宏利/友邦（AA-）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">穆迪评级</span></span><span leaf="">：友邦（Aa2💥） > 安盛/万通/永明（Aa3✅） > 国寿/宏利/太保（A1）</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">其他评级</span></span><span leaf="">：太保（中诚信AAA） > 友邦（惠誉AA） > 安盛（惠誉AA）</span></section></li></ul><h3 data-tool="mdnice编辑器" style="margin-top: 30px;margin-bottom: 15px;color: black;font-weight: bold;text-align: center;"><span style="display: none;"></span><span style="border-bottom: 2px solid rgbrgb(168, 103, 11);color: #595959;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">关键结论</span></span></span><span style="display: none;"></span></h3><ul style="margin-top: 8px;margin-bottom: 8px;padding-left: 25px;font-size: 15px;color: rgb(89, 89, 89);" class="list-paddingleft-1"><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">偿付能力最强</span></span><span leaf="">：周大福（314%）、富卫（292%）、万通（281%）。</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">信用评级最优</span></span><span leaf="">：万通（标普AA+）、友邦（穆迪Aa2）。</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">全球影响力最大</span></span><span leaf="">：国寿（世界500强第54）、安盛（第91）。</span></section></li><li><section style="margin-top: 5px;margin-bottom: 5px;line-height: 26px;"><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">均衡发展</span></span><span leaf="">：安盛、周大福、万通在评级和偿付能力上均表现稳定。</span></section></li></ul><p data-tool="mdnice编辑器" style="padding-top: 8px;padding-bottom: 8px;margin: 10px 10px;line-height: 32px;letter-spacing: 1px;font-size: 15px;word-spacing: 3px;color: #595959;"><span leaf="">如果你有疑问，可能对我们来说只是 </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">一句话就能分析清楚</span></span><span leaf=""> 的事情，但对你来说，会 </span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">浪费大量时间</span></span><span leaf=""> 研究产品，比</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">分红</span></span><span leaf="">、比</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">收益率</span></span><span leaf="">、比</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">保司评级</span></span><span leaf="">。其实直接来问我们就行，</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">我们只提供对比建议，顺带交个朋友</span></span><span leaf="">。</span></p><p data-tool="mdnice编辑器" style="padding-top: 8px;padding-bottom: 8px;margin: 10px 10px;line-height: 32px;letter-spacing: 1px;font-size: 15px;word-spacing: 3px;color: #595959;"><span leaf="">如果你想知道更多，欢迎</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">随时联系我们</span></span><span leaf="">！</span><span leaf=""><br class="ProseMirror-trailingBreak"></span><span leaf="">关于香港储蓄险的</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">一切信</span></span><span leaf="">息，我们都乐于</span><span style="font-weight: bolder;color: rgb(168, 103, 11);"><span leaf="">为你分享</span></span><span leaf="">。</span></p><section style="line-height: normal;" data-tool="mdnice编辑器"><span style="letter-spacing: 0.578px;font-size: 10px;color: rgb(178, 178, 178);"><span leaf=""><img src="https://mmbiz.qpic.cn/mmbiz_jpg/oVibhbSjnTQbt93NYNs9ibXf5KbNAK764Rg477m7FQiaYRW8an5zaicqUibg723dWGqjW9L2RHWwXTH985c3L7Rqrsw/640?wx_fmt=jpeg&from=appmsg" data-src="https://mmbiz.qpic.cn/mmbiz_jpg/oVibhbSjnTQbt93NYNs9ibXf5KbNAK764Rg477m7FQiaYRW8an5zaicqUibg723dWGqjW9L2RHWwXTH985c3L7Rqrsw/640?wx_fmt=jpeg&from=appmsg" alt="%E6%B5%B7%E6%8A%A5.jpg" class="rich_pages wxw-img" data-ratio="2.0906666666666665" data-type="jpeg" data-w="750" style="display: block; margin-top: 0px; margin-right: auto; margin-bottom: 0px; margin-left: auto; max-width: 100%;" data-imgfileid="100005834" contenteditable="false" data-imgqrcoded="1"><img class="ProseMirror-separator" alt=""><br class="ProseMirror-trailingBreak"></span></span></section><section style="line-height: normal;" data-tool="mdnice编辑器"><span style="letter-spacing: 0.578px;font-size: 10px;color: rgb(178, 178, 178);"><span leaf=""><img 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leaf="">"投资有风险，决策须谨慎。本文所述保险产品及测评信息，仅供参考，不构成任何投资建议，本账号不售卖任何保险产品，只提供客观数据测评；保单分红均为非保证收益，可能受市场波动影响；需自行承担相关风险。"</span></span></section><section style="line-height: normal;" data-tool="mdnice编辑器"><span style="letter-spacing: 0.578px;font-size: 10px;color: rgb(178, 178, 178);"><span leaf=""><br class="ProseMirror-trailingBreak"></spa
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